Posted on January 9, 2019 - 02:36 PM
by Nikki Culbertson
Title Insurance. It’s a term we hear and see frequently - we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you’ve purchased a home before, you’re probably fami...
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Posted on January 9, 2019 - 02:36 PM
by Nikki Culbertson
Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the transfer of these funds and related documents from one party to another be handled in a neutral, secure and knowledg...
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Posted on January 9, 2019 - 02:36 PM
by Nikki Culbertson
Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service. This required reporting is a consequence of the Tax Reform Act of 1986; it is intended to encourage taxpayer compliance and aid in audit a...
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Posted on January 9, 2019 - 02:36 PM
by Nikki Culbertson
It’s the big day. The day you go to the title or escrow company, sign your name on the dotted line, hand over a check and prepare to take ownership of your new home. It’s also the day that you and the seller will pay “closing” or...
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As a mortgage loan officer who has been in the business for more than 15 years, it's an absolute pleasure working alongside someone who possess the skills, vast knowledge, and overall expertise in the real estate industry. Nikki not only possess those skills, but her clients can count on her to have the utmost honesty and highest integrity. Her various skills allow her to be, as I consider, one of the best in the Northern, KY Market. Desmond Flowers