Nikki Culbertson
1816 Mount Zion Road

Union, KY 41091
859-653-0972
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Licensed Broker#:200021

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Blog: Mortgage Information

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Culbertson Real Estate Group
1816 Mount Zion Rd
859-653-0972
culbertsonrealtors@gmail.com
Licensed Broker: License#: 200021

Testimonials

As a mortgage loan officer who has been in the business for more than 15 years, it's an absolute pleasure working alongside someone who possess the skills, vast knowledge, and overall expertise in the real estate industry. Nikki not only possess those skills, but her clients can count on her to   have the utmost honesty and highest integrity. Her various skills allow her to be, as I consider, one of the best in the Northern, KY Market.  Desmond Flowers
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