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Nikki Culbertson
1816 Mount Zion Road
Union, KY 41091
859-653-0972
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Licensed Broker#:200021

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Blog: Homeowner Information

Underground Heating Oil Tanks

Posted on August 21, 2019 - 03:36 PM by Nikki Culbertson
Underground heating oil tanks can pose many potential problems to both home buyers and sellers. They have been the source of many environmental problems such as contamination of surrounding soil and ground water. Leaks are generally caused by the rust in... Read more

Living Trusts

Posted on July 17, 2019 - 03:36 PM by Nikki Culbertson
Estate planners often recommend Living Trusts as a viable option when contemplating the manner in which to hold title to real property. When a property is held in a Living Trust, title companies have particular requirements to facilitate the transaction. ... Read more

Environmental Issues

Posted on June 12, 2019 - 03:36 PM by Nikki Culbertson
When purchasing a piece of property, it is important to be aware of any environmental liabilities associated with it. For example, you should find out if there are any registered underground tanks within several miles of the property, known contaminated p... Read more

Condominium and PUD Ownership

Posted on May 8, 2019 - 03:36 PM by Nikki Culbertson
Builders, in an effort to combat the dual problem of an increasing population and a declining availability of prime land, are increasingly turning to common interest developments (CIDs) as a means to maximize land use and offer homebuyers convenient, affo... Read more

Mechanic’s Liens

Posted on April 3, 2019 - 03:36 PM by Nikki Culbertson
The Mechanics’ Lien law provides special protection to contractors, subcontractors, laborers and suppliers who furnish labor or materials to repair, remodel or build your home. If any of these people are not paid for the services or materials they ... Read more

Mello-Roos

Posted on February 13, 2019 - 02:36 PM by Nikki Culbertson
In purchasing your new home, your future monthly payments will be made up of principal, interest, real property taxes, and insurance. But what is the tax for the Community Facilities District, otherwise known as a Mello-Roos District? The Land Title Assoc... Read more

Understanding Foreclosures

Posted on January 9, 2019 - 02:36 PM by Nikki Culbertson
It is an unfortunate commentary, but when economic activity declines and housing activity decreases, more real property enters the foreclosure process. High interest rates and creative financing arrangements are also contributing factors. When prices are... Read more

Common Ways of Holding Title

Posted on January 9, 2019 - 02:36 PM by Nikki Culbertson
How Should I Take Ownership of the Property I am Buying? Real property can be incredibly valuable and the question of how parties can take ownership of their property is important. The form of ownership taken -- the vesting of title -- will determine who... Read more
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Culbertson Realtors 
1816 Mount Zion Rd
Union Kentucky 41091
859-653-0972
culbertsonrealtors@gmail.com
Licensed Broker: License#: 200021

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Nikki is extremely knowledgeable and so hardworking!  I think she even impressed the builder we were working with her back ground in new construction and remodeling. She was always quick to respond to our needs.  Sheri
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